esrosedotblog

PUZZLES

The Medicare D fuck-up story is unfolding as a time line.

Today, there is a poll that says:

Most Find Medicare Program Puzzling

Well, these guys are down at the very beginning of the experiential time line.

After 'most' are puzzled, 'most' are going to find that the decision they made to choose a company will turn out to be questionable. By this, I mean that once they decide on a company they will find that the particular company that they chose is probably as confused and confusing as the system is.

What is more, as they get into the process, they will find that no one is 'ready' to be on line full time with this.

We have insurance. The card is in our hands. We have started to buy drugs with it. But we are still not 'approved' by Medicare and, oddly, we have yet to recieve our first bill. No problem with that one.

After this confusion and delay, the next barrier will be at the pharmacy. The new plans are not going to be liberal in their application of the benefit. I have already been told to try an OTC remedy before re-applying for my prescription.

We still have not had the second member of the family try out his card and prescriptions. I expect more 'confusion'.

So, the well documented confusion of the pre-selection phase will be followed by yet more confusions as more and more people sign up and get started.

This is to say nothing of what will happen when there are a bunch of people signed up and they hit the 'hole in the doughnut'. The plan discontinues when you have spent 2250 dollars. From then on you are on your own! Until your drug expenses hit 3600 dollars.

No one has explained why this hole was inserted. It will be a killer because it will hit all of the highest drug users. They will not have the kind of money to fill the gap.

We got insurance that has NO deductibles, either at the beginning or at the hole but most people will not have this available.

The mind boggles at the nightmares that await.

If they think this poll is negative wait for what is down the line. And it will be right before the elections! Perfect timing.